Charlotte NC Real Estate Agent Who Specializes In Helping You Get Your Own Keys
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  • Home
  • About
  • Blog
  • Events
    • Homebuyer Workshop
  • Free Consultation
  • Toolkit
    • EZ Realty
    • Free Downloads
    • Google Reviews
    • Home Search
    • UHG Podcast
    • Youtube Channel

Join us January 11th for a FREE HOME BUYER SEMINAR

12/23/2019

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We will discuss the current market, explain how to get pre-qualified for a mortgage,
and breakdown the steps to homeownership, & more! 

You do not want to miss this informative seminar, register now www.ezrealty120.eventbrite.com
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Pre-Qualified vs Pre-Approved

12/12/2019

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If you're doing research about buying a home, you will like see the terms "pre-approval" and "pre-qualification" everywhere. Although they sound similar, these are actually two different things! Here’s how you can tell distinguish them:

What Does Pre-Qualified Mean?
A quick “snapshot” that helps you know how much mortgage money you might qualify for.
May require a credit check, depending on your state.
Does not require documentation of your financial situation.
Provided by a lender as a ballpark estimate.
No cost involved and no commitment on either side.
A good way to start figuring out how much home you can afford.
Does not work as a signal that you are ready to purchase a home.

What Does Pre-Approved Mean?
Always requires a credit check.
Verified financial history, including documentation.
Should you choose to, you can get a mortgage for the amount and terms for which you are pre-approved.
No commitment to receive a mortgage from the pre-approving company.
A sign that you are very serious and ready to purchase a home.

Learn More About Buying a Home
Are you interested in buying a home in 2020 or beyond? Let's talk 704-941-0624
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